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EmeraldSparkEmeraldSpark
  • Services
    • Wealth Management
    • 401(k) Plans
  • Process
    • Behavioral Finance
    • Investment Objectives
    • Types of Investments
  • Archives
    • Newsletters
    • Blog
  • About us
    Asset Location

    Asset Location

    Jan 11, 2022

    “I’m proud to be paying taxes in the United States. The only thing is — I could be just as proud for half the money” -Arthur Godfrey There is some debate about how large the US income tax code is. If you are just talking about the literal statutes, it...

    Myopia and Robinhood’s Infinite Leverage Cheat Code

    Myopia and Robinhood’s Infinite Leverage Cheat Code

    Jan 16, 2020

    I spoke at the Trust Advisors Forum conference in Pinehurst earlier this year on the topic of Millennials and investing, and one of the things I discussed was some of the emerging technology and apps in the world of personal finance. This included Robinhood, the trading app that targets millennials...

    Private Equity for the Little Guy

    Private Equity for the Little Guy

    Oct 12, 2017

    One of the biggest frustrations for an investor is when you identify a company that you think will be truly disruptive to an industry, only to find out it’s not publicly traded. Remember how cool you thought Facebook was after you first set up your profile? It sure would’ve been nice...

    How I Learned to Stop Worrying and Love the Crash

    How I Learned to Stop Worrying and Love the Crash

    Feb 11, 2016

    We human beings are a myopic bunch when it comes to investing. It’s not our fault; we’re wired to run to safety in times of trouble. Unfortunately it causes us to worry about the day-to-day movements of the market when they have virtually no impact on things over the long-term....

    The 13% Myth

    The 13% Myth

    Jul 16, 2015

    Recently, a client asked me what I thought about a video that was making its way around Facebook a few weeks ago demonstrating the power of investing early. I can’t find it anymore, but the basic premise was something along the lines of if you invested just $2,000 each year in...

    Ballers Shines Light on the Financial Problems of NFL Players

    Ballers Shines Light on the Financial Problems of NFL Players

    Jun 24, 2015

    HBO has a new series that debuted Sunday titled Ballers. In it Dwayne Johnson stars as fictional former NFL player Spencer Strassmore, and Rob Corddry plays Joe, the so-far-unlikeable financial advisor who has hired him to monetize his football friendships. If the the pilot is any indication, this show will...

    The Downside of Dollar-Cost Averaging

    The Downside of Dollar-Cost Averaging

    Jun 9, 2015

    A common strategy for brokers, financial advisors, and investment managers is the use of Dollar-Cost Averaging (DCA). This is the practice of buying a set dollar amount of an investment or basket of investments at a pre-determined interval over a pre-determined length of time. So, for example, instead of buying...

    Why Investing in Individual Bonds is a Bad Idea

    Why Investing in Individual Bonds is a Bad Idea

    Jun 2, 2015

    There is a place for bonds in almost every portfolio. Even if you have an aggressive investment strategy that focuses exclusively on potential capital appreciation, a small allocation to bonds can noticeably reduce overall volatility in a portfolio without sacrificing much, if anything, in the way of returns over the...

    Is Socially Responsible Investing Financially Responsible?

    Is Socially Responsible Investing Financially Responsible?

    May 26, 2015

    Socially Responsible Investing (SRI) is an approach that looks beyond just financial returns when evaluating an investment, and also considers social, environmental, or other ethical concerns. It can mean vastly different things to different investors. If you are Catholic it might mean avoiding Johnson & Jonson (ticker: JNJ) because they...

    One-Night Stands and Leveraged ETFs

    One-Night Stands and Leveraged ETFs

    Apr 29, 2015

    One-nights stands, in my opinion, are perfectly fine if both parties understand what it is and nobody is misleading anyone. Much the same, investing in leveraged ETFs can be exciting as long as you understand exactly what to expect and know going in it’s not for the long-term. Otherwise, if you...

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    This website is operated and maintained by EmeraldSpark Investments, LLC. This website is for informational purposes only and EmeraldSpark reserves the right to modify its contents at any time. The content provided is limited to the dissemination of general information pertaining to our services as well as general investment-related information. It does not constitute investment advice or a solicitation to sell securities.

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