“I’m proud to be paying taxes in the United States. The only thing is — I could be just as proud for half the money” -Arthur Godfrey There is some debate about how large the US income tax code is. If you are just talking about the literal statutes, it...
I spoke at the Trust Advisors Forum conference in Pinehurst earlier this year on the topic of Millennials and investing, and one of the things I discussed was some of the emerging technology and apps in the world of personal finance. This included Robinhood, the trading app that targets millennials...
One of the biggest frustrations for an investor is when you identify a company that you think will be truly disruptive to an industry, only to find out it’s not publicly traded. Remember how cool you thought Facebook was after you first set up your profile? It sure would’ve been nice...
We human beings are a myopic bunch when it comes to investing. It’s not our fault; we’re wired to run to safety in times of trouble. Unfortunately it causes us to worry about the day-to-day movements of the market when they have virtually no impact on things over the long-term....
Recently, a client asked me what I thought about a video that was making its way around Facebook a few weeks ago demonstrating the power of investing early. I can’t find it anymore, but the basic premise was something along the lines of if you invested just $2,000 each year in...
HBO has a new series that debuted Sunday titled Ballers. In it Dwayne Johnson stars as fictional former NFL player Spencer Strassmore, and Rob Corddry plays Joe, the so-far-unlikeable financial advisor who has hired him to monetize his football friendships. If the the pilot is any indication, this show will...
A common strategy for brokers, financial advisors, and investment managers is the use of Dollar-Cost Averaging (DCA). This is the practice of buying a set dollar amount of an investment or basket of investments at a pre-determined interval over a pre-determined length of time. So, for example, instead of buying...
There is a place for bonds in almost every portfolio. Even if you have an aggressive investment strategy that focuses exclusively on potential capital appreciation, a small allocation to bonds can noticeably reduce overall volatility in a portfolio without sacrificing much, if anything, in the way of returns over the...
Socially Responsible Investing (SRI) is an approach that looks beyond just financial returns when evaluating an investment, and also considers social, environmental, or other ethical concerns. It can mean vastly different things to different investors. If you are Catholic it might mean avoiding Johnson & Jonson (ticker: JNJ) because they...
One-nights stands, in my opinion, are perfectly fine if both parties understand what it is and nobody is misleading anyone. Much the same, investing in leveraged ETFs can be exciting as long as you understand exactly what to expect and know going in it’s not for the long-term. Otherwise, if you...
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